The Process

The Process

Your Journey to Financial Freedom

Four easy steps — from registration to receiving your funds.

1

Create Your Account

Download and open Active Loan. Register with your name, Ghana Card or other valid ID, and your active mobile money number. The entire registration takes less than 2 minutes.

2

Complete Your Profile

Tell us a little about yourself — your occupation, monthly income, and references. This helps us understand your financial situation and offer you the best possible terms.

3

Choose Your Loan & Apply

Select the amount you need and a repayment period that works for your budget. Our loan calculator shows you exactly what you'll repay before you submit. Review the terms and confirm your application.

4

Receive Your Funds Instantly

Once approved, the money is sent directly to your mobile wallet immediately. You'll receive a confirmation notification with your repayment schedule. It's that simple.

Do You Qualify?

Eligibility Requirements

Must be a Ghanaian citizen or legal resident
Must be at least 18 years of age
Must have a valid Ghana Card or government-issued ID
Must have an active mobile money wallet (MTN, Vodafone, or AirtelTigo)
Must have a regular source of income
Must have a working mobile phone number registered in your name

Have More Questions?

Visit our Help Center page for answers to common questions about Active Loan.

Go to Help Center