What We Offer

What We Offer

Powerful Features for Smart Borrowing

Every feature is designed with your convenience and security in mind.

AI-Powered Credit Assessment

Our intelligent algorithm evaluates your creditworthiness in seconds using alternative data sources, giving you a fair chance even without a traditional credit history.

Multi-Wallet Support

Seamlessly send and receive money across MTN Mobile Money, Vodafone Cash, and AirtelTigo Money — all from within the app.

Flexible Loan Limits

Start small and grow. Your loan limit increases automatically as you build a positive repayment history, up to GHS 50,000.

Real-Time Notifications

Stay informed with instant alerts for approval decisions, upcoming due dates, payment confirmations, and special offers.

Loan Calculator

See exactly what your repayment will look like before you apply. Adjust amount and duration to find a plan that fits your budget.

Biometric Security

Protect your account with fingerprint or face recognition. Only you can access your financial information and apply for loans.

Early Repayment Benefits

Pay off your loan early and enjoy reduced interest charges. We reward responsible borrowing with better terms on future loans.

Detailed Transaction History

Track every loan, repayment, and fee in one place with clear, downloadable statements for your personal records.

Our Products

Loan Products

Personal Loan

For everyday personal needs — bills, education, medical expenses, or emergencies.

Loan Amount
GHS 100 – 50,000
Repayment Period
7 – 365 days

Business Loan

For small business owners needing working capital, inventory, or expansion funds.

Loan Amount
GHS 500 – 50,000
Repayment Period
30 – 365 days

Emergency Loan

For urgent, unexpected expenses — medical emergencies, car repairs, or urgent travel.

Loan Amount
GHS 50 – 10,000
Repayment Period
7 – 90 days

Ready to Take Control of Your Finances?

Join thousands of Ghanaians who trust Active Loan for their financial needs.

Contact Us Today